A backyard pool can turn your home into a summer retreat, but it also raises important questions about insurance. Chief among them: Does my homeowners insurance coverage extend to pool-related accidents? The answer is, it depends. Your policy, the type of pool, and your liability limits all factor into what’s covered and what’s not. Before…
When it comes to helpful insurance tips, bundling home and auto policies is one of the most effective ways to streamline your coverage and save money, especially amid rising home and auto insurance premiums. Bundling not only helps reduce your overall premium but also makes managing your policies easier — and potentially improves how quickly you…
Massachusetts law is clear: If you drive, you must carry car insurance. Still, some drivers may think that skipping coverage is a way to save money, particularly if they haven’t been in an accident before. However, the risks of driving without insurance can quickly outweigh any short-term savings. From legal penalties to substantial out-of-pocket expenses,…
Imagine you’re on vacation, lounging by the beach, when a notification pops up on your phone. A water leak has been detected under your kitchen sink — but thanks to your smart leak detector, you can shut off the valve remotely before any real damage happens — crisis averted. Now, imagine this same tech not only…
When it comes to managing your car, you wouldn’t skip regular maintenance — so why not give your auto insurance the same attention? Just like your vehicle, your insurance policy needs a tune-up from time to time. At E.J. O’Neil Insurance, we help local drivers secure affordable car insurance in MA by customizing policies that…
Spring in New England is a mixed bag. One day it’s sunny and warm; the next, your basement is taking on water. With unpredictable weather, heavy rains, and rising flood risks, early preparation is essential. As April storms roll in, now’s the time to ask: Is your home insurance ready? Let’s break down what your…
Spring break is around the corner, and you’re ready to hit the road for an unforgettable getaway. But before you buckle up and set off, have you checked if your Massachusetts car insurance is ready for the unexpected? Many travelers assume their auto insurance policy will cover them during their trip, only to face costly…
Your home is one of your most valuable assets, and protecting it requires more than just purchasing a policy — it means regularly reviewing it. Life changes, market fluctuations, and even local weather patterns can affect your coverage needs. But how do you know if your current policy is still the right fit? Before your…
Buying a car is an exciting milestone, but there’s more to consider than just the sticker price. Whether you opt for a brand-new model fresh off the lot or a reliable used car with some miles under its belt, one important factor you can’t overlook is auto insurance. Your choice will influence not only your…
Homeowners insurance is one of the most important protections a homeowner can have, yet many policyholders don’t fully understand what’s included — and what’s not. Whether you’ve recently purchased a home or have had coverage for years, reviewing your policy can help ensure you’re protected from unexpected expenses. Knowing the details of homeowners insurance coverage…
