Preventing home damage before and after the Thanksgiving holiday is essential to averting disaster during a friendly gathering. It is never a bad time to review your Massachusetts home insurance policy, especially during the holidays. Preparing Thanksgiving dinner for family and friends is one of the worst days of the entire year for cooking fires.
Preventing Home Damage: Thanksgiving Issues to Deal With
Make sure your policy is up to date and provides the coverage you need to protect you from financial losses if an accident happens.
Importance of Massachusetts Home Insurance
The increased number of holiday festive gatherings provides terrific opportunities to connect with loved ones. However, the crowds of people enjoying a drink or two, combined with lavish decorations, lights, and candles, also increase the risk of a kitchen fire or other accident that could result in a costly insurance claim. For these reasons, Massachusetts Home Insurance is essential, especially for this time of year.
Best Home Insurance in Massachusetts Covers Cooking Fires
A standard Massachusetts home insurance policy covers fire damage to your home and possessions if a fire starts accidentally or someone outside your home commits arson. Review your policy for additional coverage that pays for living expenses if you can’t live in your home during repairs.
Other Common Coverage of Liability Homeowners Insurance in MA
Cooking fires aren’t the only accidents covered by Massachusetts home insurance. Your liability coverage also pays for damage and injuries to your guests. Some examples include a guest injured by a fall or getting bitten by your dog. Accidents caused by alcohol you provided to guests are another common problem. Take action to make your home safer before guests arrive.
Check Your Massachusetts Home Insurance Coverage
Enjoy Thanksgiving, but take precautions to avoid burning down the house. Likewise, there are methods for ensuring that you are preventing home damage. It is vital to test smoke alarms and set times while checking your food often. Additionally, you should never wander away from the kitchen while food cooks. Keep the kitchen clear of flammable materials and avoid loose clothing that could catch on the stove. Also, do not cook while feeling tired or distracted. Keeping small children from the kitchen during Thanksgiving meal preparation is incredibly vital. You should know how to handle a grease fire. Moreover, keep doing this by turning off the heat and covering it, and never use water. Keep the oven door closed. Then, you should immediately turn off the heat if a fire occurs inside. Finally, Call 911 for help if a fire breaks out and threatens your safety.
If possible, get some help to prepare your Thanksgiving meal. More hands lighten the load and reduce your stress, lowering the risk of having an accident due to feeling rushed or overwhelmed. Having another set of eyes to keep watch over cooking dishes and timers is also useful.
A little preparation goes a long way. When you stay vigilant and have active Massachusetts home insurance, you can avoid most accidents while protecting yourself with the right insurance coverage.
About E.J. O’Neil Insurance Agency
Since 1898, E.J. O’Neil Insurance Agency has provided homeowners with reliable coverage and high-quality customer service. Today, we offer a variety of policies, including commercial, boat, automobile, homeowners, motorcycle and renters insurance. Quotes are free by phone or online request, and we can provide notary and other services at our location. We pride ourselves on caring for customers when they need it most, proving it with over $3.2 million in claims paid over 12 months. To find the right coverage for your need, call 413-594-4757 or visit us online.