Homeowners Insurance

"Thank you so much for helping our family with John's car accident and all our insurance needs."

The Krzystofik Family

Your homeowners policy with O'Neil's protects you against damage or loss to your home due to fire, weather, equipment failures, falling objects, structural failures, vandalism and theft. Your policy also protects you from claims for injuries to others or damage to their property. Replacement cost for your home's contents including certain high value items such as furs, jewelry, silver, and collections of rare objects may also be added to your policy for an additional premium. Additional protection options, designed to extend your basic homeowners policy, are also available. Contact us for more info.

Renters and Condominium Owners

If you rent a property or own a condo, you can purchase the same personal property coverage and liability protection available to homeowners.


Representing several insurance companies, we can choose who will give you the best rate on your homeowners policy. You'll also save an additional 20% on your homeowners premium if you insure both your auto and residence with us.